#5 after a Heavy Rain

​One of the most common sources of water damage is rainwater that pools around the foundation of a home. Over time, that water can seep into the poured concrete and form cracks and weak points that let even more water pass through. Properly functioning gutters and downspouts are your best protection against such damage.

Most homeowners typically conduct biannual inspections of their gutters and downspouts in the spring and fall to make sure they're not clogged with leaves and other debris. But after a big storm with high winds, it's worth giving them a second look.

Here's what to look for in a gutter and downspout inspection:

• Excess leaves, twigs, and other debris should be removed from the gutters.
• Make sure that the openings to all downspouts are clear.
• Use a garden hose to check that water flows easily.

If necessary, extend downspouts so they empty at least 10 feet away from your home's foundation.